OTS Scheme 2026 — Bank by Bank
Every scheduled bank in India settles stressed MSME accounts under a board-approved compromise settlement policy that is refreshed each financial year. The waiver bands, the sanctioning committee and the SARFAESI cadence differ by lender. Pick your bank for a complete, bank-specific OTS Scheme 2026 playbook — and a free waiver estimate.
State Bank of India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Punjab National Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bank of Baroda one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Canara Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Union Bank of India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bank of India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Indian Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Central Bank of India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Indian Overseas Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
UCO Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bank of Maharashtra one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Punjab & Sind Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
HDFC Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
ICICI Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Axis Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Kotak Mahindra Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
IndusInd Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
YES Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
IDFC FIRST Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Federal Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
South Indian Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Karur Vysya Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
City Union Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Tamilnad Mercantile Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Karnataka Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
DCB Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
RBL Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bandhan Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
CSB Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Dhanlaxmi Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Jammu & Kashmir Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Nainital Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
IDBI Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
AU Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Equitas Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Ujjivan Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Jana Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Suryoday Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Utkarsh Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
ESAF Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Fincare Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Capital Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
North East Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Shivalik Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Unity Small Finance Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Standard Chartered Bank (India) one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
HSBC India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Citibank India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Deutsche Bank India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
DBS Bank India one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bank of Bahrain and Kuwait (India) one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Saraswat Co-operative Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Cosmos Co-operative Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
TJSB Sahakari Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Abhyudaya Co-operative Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.
Bharat Co-operative Bank one-time settlement 2026 — eligibility, waiver bands by NPA stage, sanctioning authority, documents and timeline.