India's premium MSME debt resolution platform
Helping MSMEsOvercomeFinancial Distress.
MSMEHelp assists Indian businesses with loan settlement, OTS, NPA resolution, SARFAESI defence, debt restructuring and business recovery — negotiated by senior banking experts.
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Business
Under distress
Financial Analysis
Books & liabilities
Bank Negotiation
OTS proposal
Settlement
Approved ✓
Recovery
Business restored
Avg. reduction
62%
0+
Businesses Helped
0 Cr+
Loans Restructured
0+
Industries Served
0+
Banks Covered
0 yrs
Experience
Diagnostic
What challenge is your business facing?
Services
Everything you need to resolve your loan.
Six specialised practice areas, each led by senior banking and legal experts with decades of experience across public and private sector banks.
The Journey
A cinematic path from distress to recovery.
01
Business Assessment
Loan, lender & distress mapping
02
Financial Analysis
Cashflow, assets, liabilities
03
Negotiation Strategy
Tailored OTS blueprint
04
Bank Discussion
Structured lender meetings
05
Settlement
Approved settlement letter
06
Recovery
CIBIL & business restoration
Case Studies
Real outcomes, real businesses.
Textile ManufacturingSBI
₹4.2 Cr
NPA + SARFAESI 13(4)
Reduction achieved62%
Settled at 38%
5 months
Cold StoragePNB
₹1.8 Cr
Overdue 18 months
Reduction achieved55%
OTS approved
3 months
Transport FleetHDFC
₹92 L
EMI default
Reduction achieved40%
Restructured
6 weeks
Banks Covered
We negotiate with every major Indian bank.
SBI
Settlement · OTS · NPA
HDFC
Settlement · OTS · NPA
ICICI
Settlement · OTS · NPA
Axis Bank
Settlement · OTS · NPA
Canara Bank
Settlement · OTS · NPA
Union Bank
Settlement · OTS · NPA
PNB
Settlement · OTS · NPA
Bank of Baroda
Settlement · OTS · NPA
Indian Bank
Settlement · OTS · NPA
Bank of India
Settlement · OTS · NPA
IDFC First
Settlement · OTS · NPA
Federal Bank
Settlement · OTS · NPA
Kotak
Settlement · OTS · NPA
Yes Bank
Settlement · OTS · NPA
IndusInd
Settlement · OTS · NPA
SBI
Settlement · OTS · NPA
HDFC
Settlement · OTS · NPA
ICICI
Settlement · OTS · NPA
Axis Bank
Settlement · OTS · NPA
Canara Bank
Settlement · OTS · NPA
Union Bank
Settlement · OTS · NPA
PNB
Settlement · OTS · NPA
Bank of Baroda
Settlement · OTS · NPA
Indian Bank
Settlement · OTS · NPA
Bank of India
Settlement · OTS · NPA
IDFC First
Settlement · OTS · NPA
Federal Bank
Settlement · OTS · NPA
Kotak
Settlement · OTS · NPA
Yes Bank
Settlement · OTS · NPA
IndusInd
Settlement · OTS · NPA
Industries
Tailored expertise for every sector.
Manufacturing
Loan Settlement
Transport
Loan Settlement
Healthcare
Loan Settlement
Hotels
Loan Settlement
Schools
Loan Settlement
Restaurants
Loan Settlement
Construction
Loan Settlement
Warehouses
Loan Settlement
Knowledge Center
The India MSME banking playbook.
Free Assessment
Your MSME recovery assessment.
A 60-second diagnostic. Our senior consultants review confidentially and reach out with a tailored resolution pathway.
- 100% confidential
- No obligation
- Senior banking expert callback within 24 hrs
Step 1 of 60% complete
Sitemap
Every MSME resolution page, one click away
Browse the full library — services, bank-specific playbooks, industry guides, distress problems, and RBI/legal references — all interlinked.
Industries →
- Manufacturing
- Textile
- Rice Mill
- Flour Mill
- Dairy
- Cold Storage
- Warehouse
- Food Processing
- Restaurant
- Hotel
- Transport Business
- Logistics Company
- Automobile Workshop
- Engineering Unit
- Steel Industry
- Plastic Manufacturing
- Chemical Industry
- Printing Press
- Pharma
- Hospital
- School
- Construction Company
- Real Estate Developer
- Furniture Manufacturer
- Export Business
- Import Business
- Packaging Industry
- Electrical Manufacturer
- Electronics Business
- Retail Business
Problems →
- Unable to Repay MSME Loan
- MSME Loan Overdue
- MSME Loan NPA
- MSME Account Declared NPA
- MSME Loan Recovery
- MSME Loan SARFAESI Notice
- Section 13(2) Notice
- Section 13(4) Notice
- Bank Auction of Business Property
- Bank Seized Factory
- Working Capital Loan Default
- Cash Credit Account NPA
- Business Loan Default
- Factory Loan Default
- Commercial Loan Recovery
- Written-Off MSME Loan
- Loan Recall Notice
- MSME Demand Notice
- MSME Possession Notice
- MSME Auction Notice
- Loan Irregular Account
- Wilful Default vs Genuine Default
- Bank Recovery Agent — MSME
- NPA After 90 Days
- MSME Loan Notice
- MSME Loan Legal Action
- Bank Visit for Loan Recovery
- Director Personal Guarantee
- Guarantor Liability — MSME
- Business Property Attachment
- Factory Auction Process
- Business Insolvency vs Settlement
- Loan Settlement After SARFAESI
- Loan Settlement After DRT
- Bank Freeze Current Account
- Bank Freeze CC Account
- Business Loan EMI Missed
- Multiple Bank Loan Default
- Stressed Business Loan
- Saving Business from Bank Auction
Legal & RBI →
- RBI Guidelines for MSME Loan Settlement
- RBI MSME OTS Guidelines
- MSME One Time Settlement Process
- MSME OTS Eligibility
- How to Apply for MSME OTS
- MSME OTS Calculator
- MSME Settlement Letter Format
- MSME Settlement Agreement
- Documents Required for MSME Settlement
- Loan Settlement vs Restructuring
- Loan Settlement After SARFAESI
- Loan Settlement After DRT
- Written-Off MSME Loan Settlement
- Tax on MSME Loan Settlement
- CIBIL After Loan Settlement
- Timeline for MSME Loan Settlement
- Bank Negotiation Process — MSME Settlement
- How Banks Calculate OTS
- Legal Rights of MSME Borrowers
- RBI Framework for MSME Restructuring
- Difference Between NPA and Written-Off Loan
- Guarantor Liability After Settlement
- MSME Settlement Checklist
- Business Loan Settlement Documents
- Common Reasons OTS is Rejected